Terms of Service

Welcome to JP Financial Services. By accessing our website and utilizing our consultancy services, you agree to comply with and be bound by the following terms and conditions. If you do not agree with any part of these terms, please do not use our services.

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1. Nature of Services

JP Financial Services functions as an independent loan consultancy and referral service. We match customer eligibility with loan offerings provided by our third-party banking and financial partners. We do not issue loans directly, determine final approval, or hold custody of loan disbursements.

2. User Eligibility & Declarations

By using our platform and applying for assistance, you declare that:

• You are at least 18 years of age and hold legal status to enter contracts in India.
• All personal and financial details provided by you in the forms are true, accurate, and complete.
• You authorize JP Financial Services to evaluate your details and share them with selected partner banks/financial institutions based on your chosen offers.

3. Third-Party Links & Lending Decision

When you choose an offer and click the partner application buttons, you will be redirected to external lending portals of our partners. The actual sanctioning, interest rate determination, processing fees, terms, and repayment guidelines are solely decided by the respective lender. We are not responsible for any disputes, service issues, or negotiations between you and the lender.

4. Intellectual Property

All website design, logos, texts, graphs, databases, code, and graphics are the intellectual property of JP Financial Services and are protected under copyright and trademark laws. Unauthorized reproduction or use is strictly prohibited.

5. Limitation of Liability

JP Financial Services makes every effort to provide accurate, up-to-date information. However, we do not guarantee the instant approval of loans or error-free web operations. We are not liable for any direct, indirect, or incidental damages resulting from your use of or inability to use our website or services.

6. Termination of Use

We reserve the right to suspend or block access to our application forms or services if we detect any suspicious behavior, false declarations, or breach of these terms.

7. Governing Law

These terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of the use of our services shall be subject to the exclusive jurisdiction of the courts in Ahmedabad, Gujarat.