@import url('https://fonts.googleapis.com/css2?family=Outfit:wght@300;400;500;600;700&family=Inter:wght@300;400;500;600&display=swap');

:root {
  /* Colors - Premium Dark Mode */
  --bg-dark: #050b14;
  --bg-gradient: radial-gradient(circle at top right, #0a1f3d, #050b14);
  --primary: #00f58b; /* Glowing Emerald */
  --primary-hover: #00d977;
  --accent: #2563eb; /* Deep Blue */
  --surface: rgba(255, 255, 255, 0.03);
  --surface-hover: rgba(255, 255, 255, 0.08);
  --text-main: #f8fafc;
  --text-muted: #94a3b8;
  --border: rgba(255, 255, 255, 0.1);
  
  /* Typography */
  --font-heading: 'Outfit', sans-serif;
  --font-body: 'Inter', sans-serif;
  
  /* Spacing */
  --spacing-sm: 0.5rem;
  --spacing-md: 1rem;
  --spacing-lg: 2rem;
  --spacing-xl: 4rem;
  --spacing-2xl: 8rem;
  
  /* Transitions */
  --transition-fast: 0.2s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-normal: 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: var(--font-body);
  background: var(--bg-dark);
  background-image: var(--bg-gradient);
  background-attachment: fixed;
  color: var(--text-main);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: #ffffff;
  font-weight: 700;
  line-height: 1.1;
}

a {
  text-decoration: none;
  color: inherit;
  transition: all var(--transition-fast);
}

ul {
  list-style: none;
}

/* Layout */
.container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 var(--spacing-lg);
}

.section {
  /* padding: var(--spacing-2xl) 0; */
  padding: var( --spacing-xl) 0;

  position: relative;
}

.section-alt {
  background: rgba(0, 0, 0, 0.2);
}

.flex { display: flex; }
.flex-col { flex-direction: column; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.justify-center { justify-content: center; }
.text-center { text-align: center; }
.grid { display: grid; }
.gap-md { gap: var(--spacing-md); }
.gap-lg { gap: var(--spacing-lg); }
.gap-xl { gap: var(--spacing-xl); }

/* Section Header */
.section-header {
  text-align: center;
  margin-bottom: 4rem;
}

.section-tag {
  display: inline-block;
  color: var(--primary);
  text-transform: uppercase;
  letter-spacing: 2px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 0.75rem;
  padding: 0.4rem 1.2rem;
  border: 1px solid rgba(0, 245, 139, 0.2);
  border-radius: 2rem;
  background: rgba(0, 245, 139, 0.05);
}

.section-title {
  font-size: 3rem;
  margin-bottom: 1rem;
}

.section-subtitle {
  color: var(--text-muted);
  font-size: 1.15rem;
  max-width: 600px;
  margin: 0 auto;
}

/* Glassmorphism Utilities */
.glass {
  background: var(--surface);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid var(--border);
  border-radius: 1.5rem;
}

.glass-card {
  background: var(--surface);
  backdrop-filter: blur(12px);
  border: 1px solid var(--border);
  border-radius: 1.5rem;
  padding: 2.5rem;
  transition: all var(--transition-normal);
  position: relative;
  overflow: hidden;
}

.glass-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(90deg, transparent, var(--primary), transparent);
  opacity: 0;
  transition: opacity var(--transition-normal);
}

.glass-card:hover {
  transform: translateY(-10px);
  background: var(--surface-hover);
  border-color: rgba(0, 245, 139, 0.3);
  box-shadow: 0 20px 40px -10px rgba(0, 245, 139, 0.1);
}

.glass-card:hover::before {
  opacity: 1;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.875rem 2rem;
  border-radius: 2rem;
  font-weight: 600;
  font-family: var(--font-heading);
  cursor: pointer;
  transition: all var(--transition-fast);
  border: none;
  font-size: 1rem;
  letter-spacing: 0.5px;
  gap: 0.5rem;
}

.btn-lg {
  padding: 1rem 2.5rem;
  font-size: 1.1rem;
}

.btn-icon {
  font-size: 1.1em;
}

.btn-primary {
  background: var(--primary);
  color: #000;
  box-shadow: 0 0 20px rgba(0, 245, 139, 0.4);
}

.btn-primary:hover {
  background: var(--primary-hover);
  transform: translateY(-2px);
  box-shadow: 0 0 30px rgba(0, 245, 139, 0.6);
}

.btn-outline {
  background: transparent;
  border: 1px solid var(--border);
  color: var(--text-main);
}

.btn-outline:hover {
  background: var(--surface-hover);
  border-color: var(--text-main);
}

.btn-whatsapp {
  background: #25D366;
  color: #fff;
  box-shadow: 0 0 20px rgba(37, 211, 102, 0.3);
}

.btn-whatsapp:hover {
  background: #1fb855;
  transform: translateY(-2px);
  box-shadow: 0 0 30px rgba(37, 211, 102, 0.5);
}

/* Navigation */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  padding: 1rem 0;
  transition: all var(--transition-normal);
  background: rgba(5, 11, 20, 0.8);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}

.navbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 60px;
}

/* css of text logo */
/* .logo {
  font-family: var(--font-heading);
  font-size: 1.75rem;
  font-weight: 700;
  color: white;
  letter-spacing: -0.5px;
  height: 250px;
  width: 250px;
}

.logo span {
  color: var(--primary);
  text-shadow: 0 0 15px rgba(0, 245, 139, 0.5);
} */

.logo{
    display: flex;
    align-items: center;
    text-decoration: none;
}

.logo img{
    height: 73px;      /* Adjust this */
    width: auto;
    display: block;
    margin-top: 5px;   /* Increase or decrease as needed */
    margin-left:-12px ;

}

.nav-links {
  display: flex;
  gap: var(--spacing-lg);
  align-items: center;
}

.nav-link {
  font-weight: 500;
  color: var(--text-muted);
  font-size: 0.95rem;
  position: relative;
  display: flex;
  align-items: center;
  gap: 0.25rem;
}

.nav-link:hover, .nav-link.active {
  color: var(--primary);
  text-shadow: 0 0 10px rgba(0, 245, 139, 0.3);
}

/* Dropdown */
.dropdown {
  position: relative;
}

.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--bg-dark);
  border: 1px solid var(--border);
  border-radius: 1rem;
  padding: 1rem;
  min-width: 220px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: all var(--transition-fast);
  box-shadow: 0 20px 40px rgba(0,0,0,0.8);
  z-index: 1000;
}

.dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown-item {
  display: block;
  padding: 0.75rem 1rem;
  color: var(--text-muted);
  border-radius: 0.5rem;
  transition: all var(--transition-fast);
}

.dropdown-item:hover {
  background: var(--surface-hover);
  color: var(--primary);
}

/* Gradients & Highlights */
.text-gradient {
  background: linear-gradient(to right, #fff, #94a3b8);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

.text-gradient-primary {
  background: linear-gradient(135deg, var(--primary), #00a3ff);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
}

/* Animations */
@keyframes float {
  0% { transform: translateY(0px); }
  50% { transform: translateY(-20px); }
  100% { transform: translateY(0px); }
}

.animate-float {
  animation: float 6s ease-in-out infinite;
}

@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}

@keyframes pulseGlow {
  0%, 100% { box-shadow: 0 0 20px rgba(0, 245, 139, 0.4); }
  50% { box-shadow: 0 0 40px rgba(0, 245, 139, 0.7); }
}

/* FAQ Accordion */
details {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 1rem;
  margin-bottom: 1rem;
  overflow: hidden;
  transition: all var(--transition-normal);
}

details[open] {
  border-color: rgba(0, 245, 139, 0.3);
  box-shadow: 0 10px 30px rgba(0,0,0,0.5);
}

summary {
  padding: 1.5rem;
  cursor: pointer;
  font-weight: 600;
  color: #fff;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

summary::-webkit-details-marker {
  display: none;
}

summary::after {
  content: '+';
  color: var(--primary);
  font-size: 1.5rem;
  transition: transform var(--transition-fast);
}

details[open] summary::after {
  content: '−';
  transform: rotate(180deg);
}

.details-content {
  padding: 0 1.5rem 1.5rem;
  color: var(--text-muted);
  border-top: 1px solid var(--border);
  margin-top: 1rem;
  padding-top: 1rem;
}


/* ===================================
   1. HERO SECTION
   =================================== */
.hero-section {
  min-height: 100vh;
  display: flex;
  align-items: center;
  text-align: center;
  padding-top: 121px;
  padding-bottom: 4rem;
  position: relative;
  overflow: hidden;
}

.hero-bg-glow {
  position: absolute;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(0, 245, 139, 0.12) 0%, transparent 70%);
  top: -100px;
  right: -100px;
  z-index: 0;
  animation: float 8s ease-in-out infinite;
}

.hero-badge {
  display: inline-block;
  padding: 0.5rem 1.5rem;
  background: rgba(0, 245, 139, 0.08);
  border: 1px solid rgba(0, 245, 139, 0.2);
  border-radius: 2rem;
  color: var(--primary);
  font-size: 0.9rem;
  font-weight: 500;
  margin-bottom: 2rem;
  animation: fadeInUp 0.8s ease-out;
}

.hero-title {
  font-size: clamp(2.5rem, 4vw, 4.5rem);
  font-weight: 800;
  line-height: 1.1;
  margin-bottom: 1.5rem;
  animation: fadeInUp 0.8s ease-out 0.2s both;
}

.hero-stats {
  display: flex;
  align-items: center;
  gap: 2.5rem;
  margin-top: 4rem;
  padding: 2rem 2.5rem;
  background: var(--surface);
  backdrop-filter: blur(12px);
  border: 1px solid var(--border);
  border-radius: 1.5rem;
  animation: fadeInUp 0.8s ease-out 0.6s both;
}

.hero-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
}

.hero-stat-num {
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 700;
  color: var(--primary);
  text-shadow: 0 0 20px rgba(0, 245, 139, 0.3);
}

.hero-stat-label {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-top: 0.25rem;
}

.hero-stat-divider {
  width: 1px;
  height: 40px;
  background: var(--border);
}


/* ===================================
   2. WHY CHOOSE US - FEATURES
   =================================== */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.feature-card {
  background: var(--surface);
  backdrop-filter: blur(12px);
  border: 1px solid var(--border);
  border-radius: 1.5rem;
  padding: 2.5rem 2rem;
  text-align: center;
  transition: all var(--transition-normal);
  position: relative;
  overflow: hidden;
}

.feature-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, transparent, var(--primary), transparent);
  opacity: 0;
  transition: opacity var(--transition-normal);
}

.feature-card:hover {
  transform: translateY(-8px);
  border-color: rgba(0, 245, 139, 0.3);
  box-shadow: 0 20px 40px -10px rgba(0, 245, 139, 0.1);
  background: var(--surface-hover);
}

.feature-card:hover::before { opacity: 1; }

.feature-icon-wrap {
  width: 70px;
  height: 70px;
  border-radius: 1rem;
  background: rgba(0, 245, 139, 0.08);
  border: 1px solid rgba(0, 245, 139, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
  transition: all var(--transition-normal);
}

.feature-card:hover .feature-icon-wrap {
  background: rgba(0, 245, 139, 0.15);
  border-color: rgba(0, 245, 139, 0.4);
  transform: scale(1.1);
}

.feature-icon {
  font-size: 2rem;
}

.feature-card h3 {
  font-size: 1.2rem;
  margin-bottom: 0.75rem;
}

.feature-card p {
  color: var(--text-muted);
  font-size: 0.95rem;
  line-height: 1.6;
}


/* ===================================
   3. LOAN TYPES
   =================================== */
.loan-types-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(270px, 1fr));
  gap: 1.5rem;
}

.loan-type-card {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  background: var(--surface);
  backdrop-filter: blur(12px);
  border: 1px solid var(--border);
  border-radius: 1.5rem;
  padding: 2rem;
  transition: all var(--transition-normal);
  position: relative;
  overflow: hidden;
}

.loan-type-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--accent));
  transform: scaleX(0);
  transition: transform var(--transition-normal);
}

.loan-type-card:hover {
  transform: translateY(-6px);
  border-color: rgba(0, 245, 139, 0.3);
  box-shadow: 0 20px 40px -10px rgba(0, 245, 139, 0.1);
  background: var(--surface-hover);
}

.loan-type-card:hover::after { transform: scaleX(1); }

.loan-icon {
  font-size: 2.5rem;
  margin-bottom: 1rem;
}

.loan-type-card h3 {
  font-size: 1.2rem;
  margin-bottom: 0.5rem;
}

.loan-type-card p {
  color: var(--text-muted);
  font-size: 0.9rem;
  flex-grow: 1;
}

.loan-card-arrow {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(0, 245, 139, 0.08);
  color: var(--primary);
  font-size: 1.2rem;
  margin-top: 1rem;
  transition: all var(--transition-fast);
}

.loan-type-card:hover .loan-card-arrow {
  background: var(--primary);
  color: #000;
  transform: translateX(4px);
}


/* ===================================
   4. HOW IT WORKS - PROCESS
   =================================== */
.process-timeline {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  /* flex-wrap: wrap; */
  gap: 0;
}

.process-step {
  flex: 0 0 auto;
  width: 160px;
  text-align: center;
  position: relative;
}

.step-number {
  font-family: var(--font-heading);
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--primary);
  letter-spacing: 2px;
  margin-bottom: 0.75rem;
}

.step-content {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 1.25rem;
  padding: 1.5rem 1rem;
  transition: all var(--transition-normal);
}

.step-content:hover {
  border-color: rgba(0, 245, 139, 0.3);
  box-shadow: 0 10px 30px rgba(0, 245, 139, 0.08);
  transform: translateY(-4px);
}

.step-icon {
  font-size: 2rem;
  margin-bottom: 0.75rem;
}

.step-content h3 {
  font-size: 0.95rem;
  margin-bottom: 0.5rem;
}

.step-content p {
  color: var(--text-muted);
  font-size: 0.8rem;
  line-height: 1.5;
}

.process-connector {
  display: flex;
  align-items: center;
  padding-top: 3.5rem;
}


/* ===================================
   5. ELIGIBILITY CHECKER
   =================================== */
.eligibility-card {
  max-width: 800px;
  margin: 0 auto;
  background: var(--surface);
  backdrop-filter: blur(20px);
  border: 1px solid var(--border);
  border-radius: 2rem;
  padding: 3rem;
  position: relative;
  overflow: hidden;
}

.eligibility-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--accent), var(--primary));
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group label {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-muted);
  margin-bottom: 0.5rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.form-group input,
.form-group select {
  padding: 1rem 1.25rem;
  border-radius: 0.75rem;
  border: 1px solid var(--border);
  background: rgba(0, 0, 0, 0.3);
  color: #fff;
  font-family: var(--font-body);
  font-size: 1rem;
  transition: all var(--transition-fast);
  outline: none;
}

.form-group input::placeholder {
  color: rgba(148, 163, 184, 0.5);
}

.form-group input:focus,
.form-group select:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0, 245, 139, 0.1);
}

.form-group select option {
  background: var(--bg-dark);
  color: #fff;
}

.eligibility-result {
  margin-top: 2rem;
  padding: 2rem;
  background: rgba(0, 245, 139, 0.05);
  border: 1px solid rgba(0, 245, 139, 0.2);
  border-radius: 1rem;
  text-align: center;
}

.eligibility-result h3 {
  color: var(--primary);
  margin-bottom: 0.5rem;
}


/* ===================================
   6. EMI CALCULATOR
   =================================== */
.emi-calculator-card {
  background: var(--surface);
  backdrop-filter: blur(20px);
  border: 1px solid var(--border);
  border-radius: 2rem;
  padding: 3rem;
  position: relative;
  overflow: hidden;
}

.emi-calculator-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--accent), var(--primary));
}

.emi-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: start;
}

.emi-inputs {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.emi-input-group label {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-main);
  margin-bottom: 0.75rem;
}

.emi-label-icon {
  font-size: 1.1rem;
}

.emi-input-group input[type="range"] {
  width: 100%;
  height: 6px;
  -webkit-appearance: none;
  appearance: none;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 3px;
  outline: none;
  cursor: pointer;
}

.emi-input-group input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  box-shadow: 0 0 10px rgba(0, 245, 139, 0.5);
  transition: all var(--transition-fast);
}

.emi-input-group input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.2);
  box-shadow: 0 0 20px rgba(0, 245, 139, 0.7);
}

.emi-input-group input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  border: none;
  box-shadow: 0 0 10px rgba(0, 245, 139, 0.5);
}

.emi-range-values {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 0.5rem;
  font-size: 0.8rem;
  color: var(--text-muted);
}

.emi-number-input {
  width: 120px;
  padding: 0.5rem 0.75rem;
  text-align: center;
  border: 1px solid var(--border);
  border-radius: 0.5rem;
  background: rgba(0, 0, 0, 0.3);
  color: var(--primary);
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 600;
  outline: none;
  transition: all var(--transition-fast);
  -moz-appearance: textfield;
}

.emi-number-input::-webkit-outer-spin-button,
.emi-number-input::-webkit-inner-spin-button {
  -webkit-appearance: none;
  margin: 0;
}

.emi-number-input:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(0, 245, 139, 0.1);
}

/* EMI Results */
.emi-results {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.emi-result-main {
  text-align: center;
  padding: 2rem;
  background: rgba(0, 245, 139, 0.05);
  border: 1px solid rgba(0, 245, 139, 0.15);
  border-radius: 1.5rem;
}

.emi-result-label {
  display: block;
  font-size: 0.9rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 0.5rem;
}

.emi-result-amount {
  display: block;
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 700;
  color: var(--primary);
  text-shadow: 0 0 30px rgba(0, 245, 139, 0.3);
}

.emi-result-details {
  background: rgba(0, 0, 0, 0.2);
  border: 1px solid var(--border);
  border-radius: 1rem;
  padding: 1.5rem;
}

.emi-detail-row {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.emi-detail-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-bottom: 0.75rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
}

.emi-detail-item:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.emi-detail-label {
  font-size: 0.9rem;
  color: var(--text-muted);
}

.emi-detail-value {
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--text-main);
}

.emi-interest {
  color: #f59e0b !important;
}

.emi-total {
  color: var(--primary) !important;
}

/* EMI Chart */
.emi-chart-wrap {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 1rem;
}

.emi-chart-legend {
  display: flex;
  gap: 2rem;
}

.emi-legend-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: var(--text-muted);
}

.emi-legend-dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
}


/* ===================================
   7. TESTIMONIALS
   =================================== */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.testimonial-card {
  background: var(--surface);
  backdrop-filter: blur(12px);
  border: 1px solid var(--border);
  border-radius: 1.5rem;
  padding: 2rem;
  transition: all var(--transition-normal);
  position: relative;
}

.testimonial-card:hover {
  border-color: rgba(0, 245, 139, 0.2);
  transform: translateY(-4px);
  box-shadow: 0 15px 30px rgba(0, 0, 0, 0.3);
}

.testimonial-stars {
  color: #f59e0b;
  font-size: 1.1rem;
  letter-spacing: 2px;
  margin-bottom: 1rem;
}

.testimonial-text {
  color: var(--text-muted);
  font-size: 0.95rem;
  font-style: italic;
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 1rem;
  border-top: 1px solid var(--border);
  padding-top: 1rem;
}

.testimonial-avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.9rem;
  color: #000;
  flex-shrink: 0;
}

.testimonial-author h4 {
  font-size: 1rem;
  margin-bottom: 0.15rem;
}

.testimonial-author span {
  font-size: 0.8rem;
  color: var(--text-muted);
}


/* ===================================
   8. FAQ
   =================================== */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 0;
}


/* ===================================
   9. CTA SECTION
   =================================== */
.cta-section {
  border-top: 1px solid var(--border);
  position: relative;
  overflow: hidden;
}

.cta-bg-pattern {
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at center, rgba(0, 245, 139, 0.06) 0%, transparent 60%);
  z-index: 0;
}

.cta-icon-wrap {
  font-size: 3rem;
  margin-bottom: 1.5rem;
  animation: float 4s ease-in-out infinite;
}


/* ===================================
   10. FOOTER
   =================================== */
.site-footer {
  background: rgba(0, 0, 0, 0.4);
  border-top: 1px solid var(--border);
  padding-top: 5rem;
  padding-bottom: 0;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  padding-bottom: 4rem;
}

.footer-brand p {
  max-width: 300px;
}

.footer-social {
  display: flex;
  gap: 1rem;
  margin-top: 1.5rem;
}

.social-link {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--surface);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  transition: all var(--transition-fast);
}

.social-link:hover {
  background: rgba(0, 245, 139, 0.1);
  border-color: var(--primary);
  transform: translateY(-3px);
}

.footer-links-col h4 {
  font-size: 1.1rem;
  margin-bottom: 1.5rem;
  color: var(--text-main);
}

.footer-links-col ul {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.footer-links-col a {
  color: var(--text-muted);
  font-size: 0.9rem;
  transition: all var(--transition-fast);
}

.footer-links-col a:hover {
  color: var(--primary);
  padding-left: 4px;
}

.footer-contact li {
  color: var(--text-muted);
  font-size: 0.9rem;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 2rem 0;
  border-top: 1px solid var(--border);
  font-size: 0.85rem;
  color: var(--text-muted);
}

.footer-bottom-links {
  display: flex;
  gap: 2rem;
}

.footer-bottom-links a {
  color: var(--text-muted);
  font-size: 0.85rem;
  transition: all var(--transition-fast);
}

.footer-bottom-links a:hover {
  color: var(--primary);
}


/* ===================================
   LOAN COMPARISON
   =================================== */
.compare-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 2rem;
  margin-top: 2rem;
}

.compare-card {
  background: var(--surface);
  backdrop-filter: blur(12px);
  border: 1px solid var(--border);
  border-radius: 1.5rem;
  padding: 2rem;
  position: relative;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.compare-card:hover {
  transform: translateY(-8px);
  border-color: rgba(0, 245, 139, 0.3);
  box-shadow: 0 20px 40px -10px rgba(0, 245, 139, 0.1);
  background: var(--surface-hover);
}

.compare-card-featured {
  border-color: var(--primary);
  background: linear-gradient(180deg, rgba(0,245,139,0.05) 0%, rgba(0,0,0,0) 100%);
}

.compare-badge {
  position: absolute;
  top: -12px;
  right: 20px;
  background: var(--primary);
  color: #000;
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  box-shadow: 0 4px 10px rgba(0, 245, 139, 0.3);
}

.compare-card-header {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.5rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--border);
}

.compare-icon {
  font-size: 1.75rem;
  background: rgba(0, 245, 139, 0.1);
  width: 50px;
  height: 50px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  border: 1px solid rgba(0, 245, 139, 0.2);
}

.compare-card-header h3 {
  font-size: 1.25rem;
  margin: 0;
}

.compare-card-body {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin-bottom: 2rem;
}

.compare-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 0.9rem;
}

.compare-label {
  color: var(--text-muted);
}

.compare-value {
  font-weight: 600;
  color: #fff;
}

.compare-btn {
  width: 100%;
  text-align: center;
}


/* ===================================
   RESPONSIVE
   =================================== */
.mobile-menu-btn { display: none; }

@media (max-width: 992px) {
  .nav-links {
    display: none;
    position: absolute;
    top: 80px;
    left: 1rem;
    right: 1rem;
    background: #0a1f3d;
    border: 1px solid var(--border);
    border-radius: 1rem;
    flex-direction: column;
    padding: var(--spacing-lg);
    box-shadow: 0 20px 40px rgba(0,0,0,0.5);
  }
  .nav-links.show { display: flex; }
  .mobile-menu-btn {
    display: block;
    background: none;
    border: none;
    color: white;
    font-size: 1.5rem;
    cursor: pointer;
  }
  
  .hero-stats {
    flex-direction: column;
    gap: 1.5rem;
    padding: 2rem;
  }

  .hero-stat-divider {
    width: 60px;
    height: 1px;
  }

  .features-grid {
    grid-template-columns: 1fr 1fr;
  }

  .testimonials-grid {
    grid-template-columns: 1fr;
  }

  .emi-grid {
    grid-template-columns: 1fr;
  }

  .process-timeline {
    flex-direction: column;
    align-items: center;
  }

  .process-connector {
    transform: rotate(90deg);
    padding: 0.5rem 0;
  }

  .process-step {
    width: 100%;
    max-width: 280px;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
  }

  .section-title {
    font-size: 2.25rem;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 600px) {
  .section {
    padding: 4rem 0;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }

  .hero-btns {
    flex-direction: column;
    align-items: center;
  }

  .cta-btns {
    flex-direction: column;
    align-items: center;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 1rem;
    text-align: center;
  }

  .hero-stats {
    width: 100%;
  }

  .eligibility-card {
    padding: 2rem 1.5rem;
  }

  .emi-calculator-card {
    padding: 2rem 1.5rem;
  }

  .emi-result-amount {
    font-size: 2.2rem;
  }
}

/* Responsive Grid Classes for Hero and Content Sections */
.responsive-hero-grid {
  grid-template-columns: 1fr 1.3fr !important;
}

.responsive-content-grid {
  grid-template-columns: 1fr 1fr !important;
}

@media (max-width: 992px) {
  .responsive-hero-grid {
    grid-template-columns: 1fr !important;
  }
  .responsive-content-grid {
    grid-template-columns: 1fr !important;
  }
}

/* Flash Messages Styling */
.element-box-content {
    margin: 1rem auto;
    max-width: 800px;
    padding: 0 1.5rem;
}
.alert {
    padding: 1rem 1.5rem;
    border-radius: 0.5rem;
    margin-bottom: 1rem;
    font-weight: 500;
    color: #fff;
    display: flex;
    align-items: center;
    border: 1px solid transparent;
}
.alert-success {
    background: rgba(0, 245, 139, 0.15);
    border-color: var(--primary, #00f58b);
    color: #00f58b;
}
.alert-danger {
    background: rgba(255, 75, 75, 0.15);
    border-color: #ff4b4b;
    color: #ff4b4b;
}
.alert-warning {
    background: rgba(255, 173, 51, 0.15);
    border-color: #ffad33;
    color: #ffad33;
}
.alert-info {
    background: rgba(0, 180, 216, 0.15);
    border-color: #00b4d8;
    color: #00b4d8;
}
.inline-error {
    color: #ff6b6b;
    font-size: 0.85rem;
    margin-top: 0.25rem;
    font-weight: 500;
}